CGPSC MAINS 2021 Paper-5

Points to Remember: Disinvestment’s impact on government revenue. Effects on public sector companies (PSCs). Impact on the stock market and foreign investment. Social and economic consequences for employees and communities. Strategic implications for national security and economic sovereignty. Introduction: Disinvestment, the sale of government-owned shares in public sector undertakings (PSUs), has been a significant policy … Read more

Points to Remember: The Banking Ombudsman Scheme is a mechanism for resolving customer complaints against banks. It is an inexpensive and speedy alternative to court litigation. The scheme is governed by the Banking Ombudsman Scheme, 2021. The Ombudsman’s decision is binding on the bank but not on the customer. Introduction: The Banking Ombudsman Scheme is … Read more

Points to Remember: RBI’s state-level financial management ranking criteria are not publicly available as a single, comprehensive document. The assessment likely involves multiple qualitative and quantitative factors. The ranking aims to incentivize better fiscal management and transparency among states. The process is likely dynamic and subject to change. Introduction: The Reserve Bank of India (RBI) … Read more

Points to Remember: The Indian Monsoon’s origin is a complex interplay of atmospheric and oceanic factors. The Jet Stream plays a crucial, albeit indirect, role in this process. Understanding the Jet Stream’s influence requires examining its interaction with other atmospheric features. Seasonal shifts in the Jet Stream’s position are key to monsoon onset and intensity. … Read more

Points to Remember: Rainfall distribution in Chhattisgarh during the retreating monsoon. Factors influencing rainfall patterns. Impact of rainfall on agriculture and water resources. Variability and challenges posed by retreating monsoon rainfall. Introduction: Chhattisgarh, a state in central India, experiences a distinct retreating monsoon season following the peak monsoon months. The retreating monsoon, typically lasting from … Read more

Points to Remember: Geographic Location: Primarily focused on the Himalayan region. Target Beneficiaries: Marginalized communities, particularly women and children. Development Focus: Integrated rural development, encompassing various sectors. Implementation Approach: Community-based participatory approach. Sustainability Emphasis: Long-term impact and self-reliance. Introduction: The Pairi Project, while not a widely known, globally recognized initiative like some large-scale development programs, … Read more

Points to Remember: Objective: To improve the livelihoods of forest-dwelling communities in Chhattisgarh. Approach: Community-based, participatory development. Key Components: Forest rights recognition, infrastructure development, skill development, and income generation activities. Challenges: Implementation hurdles, bureaucratic delays, and dependence on government support. Introduction: The Forest Village Development Scheme (FVDS) in Chhattisgarh is a state-level initiative aimed at … Read more

Points to Remember: Historical significance of Sirpur. Architectural marvels and temples. Archaeological importance and discoveries. Potential for tourism development. Challenges and opportunities. Introduction: Sirpur, a historically significant town located in Chhattisgarh, India, holds immense potential as a tourist destination. While relatively less known compared to other historical sites in India, its rich cultural heritage, architectural … Read more

Points to Remember: Increased food production Technological advancements (HYV seeds, fertilizers, irrigation) Environmental impact Social and economic consequences (equity, farmer indebtedness) Long-term sustainability Introduction: The Green Revolution, spanning roughly from the mid-1960s to the late 1970s, dramatically altered Indian agriculture. Facing widespread famine and food insecurity, India adopted a strategy focused on increasing food grain … Read more

Points to Remember: Location and extent of the Maikal Range within Chhattisgarh. Dominant geological formations and rock types. Topographical features: hills, valleys, plateaus, rivers. Impact of geological features on drainage patterns. Significance of the range in the state’s ecology and biodiversity. Introduction: The Maikal Range, a significant geological formation, forms a crucial part of the … Read more