CGPSC MAINS 2013 Paper-5

Points to Remember: The Ganga River does not directly flow through Chhattisgarh. Chhattisgarh’s river systems are independent and drain into the Bay of Bengal via the Mahanadi and Godavari river systems. Understanding the geography and hydrology of Chhattisgarh’s river systems is crucial. Introduction: The question asks for a description of the Ganga river drainage system … Read more

Points to Remember: Spatial variation of rainfall in Chhattisgarh. Temporal variation (seasonal and annual) of rainfall. Impact of geographical features on rainfall distribution. Influence of monsoon systems. Rainfall variability and its consequences. Introduction: Chhattisgarh, a state in central India, experiences a predominantly monsoon-driven climate. Rainfall is crucial for its agrarian economy, supporting the livelihoods of … Read more

Points to Remember: Focus on female literacy rates in Chhattisgarh based solely on the 2011 Census data. Present the data in a clear and organized manner, potentially using tables or charts. Avoid speculation or opinions; the response must be purely factual. Highlight any significant disparities within the state. Introduction: The 2011 Census of India provides … Read more

Points to Remember: Direct taxes are taxes levied directly on the income or wealth of individuals or corporations. Chhattisgarh’s budget outlines the various direct taxes it levies. The specific taxes included may vary slightly from year to year. This answer will focus on common direct taxes typically included. Introduction: The Chhattisgarh state government, like all … Read more

Points to Remember: Definition of mixed farming Advantages of mixed farming Disadvantages of mixed farming Suitability and geographical considerations Examples of mixed farming systems Introduction: Mixed farming is an agricultural system that integrates the raising of crops and livestock on the same farm. Unlike specialized farming, which focuses solely on one type of production (e.g., … Read more

Points to Remember: Definition and components of Demographic Dividend. India’s demographic transition and its implications. Opportunities and challenges associated with the demographic dividend. Strategies for harnessing the demographic dividend. Importance of education, skill development, and employment generation. Introduction: The term “Demographic Dividend” refers to the economic growth potential that can result from a shift in … Read more

Points to Remember: The poverty line in India is a crucial indicator of economic well-being, impacting policy decisions and resource allocation. Multiple methodologies exist for its calculation, each with strengths and weaknesses. The poverty line is constantly debated due to its limitations and evolving socio-economic realities. Addressing poverty requires a multi-pronged approach beyond just the … Read more

Points to Remember: Lead Bank Scheme’s objective: Coordinated banking approach for rural development. Lead Bank’s role: Guiding and coordinating credit flow to a specific area. Key players: Lead Bank, other banks, and the government. Challenges: Overlapping functions, coordination issues, and evolving needs. Future: Adapting to digital finance and inclusive growth. Introduction: The Lead Bank Scheme … Read more

Points to Remember: Indicative Planning: Focuses on guidance and incentives; relies on market mechanisms; decentralized decision-making. Imperative Planning: Emphasizes direct control and commands; centralized decision-making; often associated with command economies. Key Differences: Degree of government intervention, reliance on market forces, and the level of decentralization. Introduction: Economic planning, a crucial aspect of economic policy, involves … Read more

Points to Remember: Definition and characteristics of Non-Banking Financial Institutions (NBFCs). Types of NBFCs and their functions. Role of NBFCs in the financial system. Regulation and supervision of NBFCs. Advantages and disadvantages of NBFCs. Introduction: Non-Banking Financial Institutions (NBFCs) are financial institutions that provide financial services but are not regulated by banking regulations. They play … Read more